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Welcome, In this edition of NEMT Growth Opportunities, we're pleased to share some of the latest news and trends in the industry. For example, learn what a captive insurance structure is and the benefits it can provide for your business. You'll also find timely announcements from industry leaders as well as a very informative article in value-based pay. Lastly are a reminder about the timing this year for the annual NEMT Transform Conference as well as a profile of my participation as a panelist at the recent NEMT Growth Roadshow in Florida. As always, we value your input and insights on information that are most important to you, the Transportation Provider. We listen to our TPs and appreciate your feedback! Is a Captive Insurance Structure Right for You? There is an important structural option for managing insurance. It's called a "captive" - a solution that provides insurance to and is controlled by its owners or parent company. SWAN can help create such a structure for companies in the healthcare business such as NEMT and ambulance services, home healthcare providers, clinics and nursing homes. Types of coverage available include workers' compensation and business auto insurance. Advantages of a captive structure range from a determination of premiums that's insulated from market conditions and a return of unused funds to earned investment income on capital as well as enhanced loss control and claims management. We'd be happy to help you determine whether this approach would be a good fit for your business. Text, email me, or schedule a call to see how we can help. In the Spotlight • NEMTFunding.com, powered by Koala Capital Group specializes in providing cost-effective financing solutions specifically designed for Non-Emergency Medical Transportation (NEMT) business owners, vendors and vehicle dealers. Contact Kristan Parker via email for more information at kristan@koalacapitalgroup.com. • SafeRide Health has opened a new headquarters in San Antonio. This expansion reflects incredible growth, from 1 million NEMT rides in 2021 to a projected 9 million in 2025. And it demonstrates the company's commitment to providing equitable access to healthcare nationwide through non-emergency medical transportation (NEMT). • MTM Health is proud to announce the official launch of Wanda in the St. Louis market. Wanda is tailored to meet the needs of seniors and individuals with disabilities who do not qualify for transportation resources like Medicaid and Medicare NEMT. • Interested in learning how "Value-Based Pay Can Improve the NEMT Industry Without Increasing Costs"? Click here for an in-depth look by Dan Reid, President/Managing Member, Grove Transit. SWAN Featured on Panel at NEMT Growth Roadshow I was honored to be selected as a panelist at the recent NEMT Growth Roadshow in Florida. The topic was "Scale Smart: Invest in Protection, Sustainability and Expansion" as a strategic business opportunity. My focus was on key aspects of reducing insurance cost without increasing risk, including: • Variances in dollar amounts by county • Use of cameras in reviewing liability claims • Role of "first notice of known loss" (FNKL) • Installation of 360 cameras inside vehicles • Coverage for uninsured/underinsured motorists • Non-passenger exclusions in Florida • Florida requirements for symbol 2,8,9 • Transport of students not covered under ADA • Loading and unloading limits and claims • Considerations in dealing with managed care organizations Connect with me to explore these opportunities and more for growing your business. NEMT Transform Conference Moves up a Month for 2025 Transform 2025 is set for Aug. 24-26 in Dallas, Texas. Last year's event was held in September, so make sure to mark your calendar for the new dates. This significant industry event brings together the brightest minds in NEMT, from top professionals and company owners to healthcare experts, executives, payers, vendors and educators. It's your chance to network with industry trailblazers, exchange game-changing insights, and be part of the future of NEMT. Click here for details. If you believe colleagues of yours would benefit from what we're sharing, please feel free to share this newsletter and invite them to sign up and receive a copy the same. Our network provides us with the most valuable insights and we look forward to expanding our community with your trusted colleagues the same. Until then, wishing you continued success and growth with your business. Should you have any questions or need a fresh perspective on your operation, we are here for you, as our goal is to help you Sleep Well At Night. Thank you, Marc Crawford, MBA Director of Transportation & NEMT Program Leader SWAN Insurance Call Me: (858) 206-9058 | Email Me: marc@swan-ins.com | Connect: LinkedIn Received this email from a friend? Subscribe here to receive your own copy

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