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Welcome, It's a new year and the SWAN cross-border team is excited about new ways of serving our valued fleet customers, including opportunities to help you maximize the success of your business. Despite the noise surrounding international trade, we are always working to help you rapidly overcome challenges with innovation and creativity. Trends to watch in 2025 include: • Smart Security Solutions • Automated Border Processing • AI-Powered Route Optimization • Internet of Things (IoT) Integration • Blockchain Revolution in Customs Clearance Our top priority, as always, is to assist fleets by supporting their potential for growth. Take a look at the stories in this issue of our newsletter to learn more and schedule a call with us to explore what's possible for your business. Be Prepared for Drivers Going into Mexico There are several important issues you need to consider when planning cross-border operations. It's not just about driving across a line on a map. Cross-border insurance for fleets going into Mexico refers to a specialized insurance policy that covers a trucking company's vehicles and cargo while operating in both the United States and Mexico. As part of this coverage, there also may be a need for transfer insurance, a kind of program that can help you control insurance costs. In addition, you'll need to consider other details like double-plating and health insurance coverage for drivers as they operate on both sides of the border. We can help make sure you have all the bases covered for cross-border runs - simply schedule a call with our team to review your policy and learn what's possible. Over time, the results can ultimately be lower risk and higher profitability for you. Insurance Renewal is a Critical Time for Fleets Given the potential complexity of cross-border insurance, you need a partner that can help you weave your way through tor process when it's time to renew your coverage. The last thing you want is to get boxed into a policy that costs more without the best coverage. That's why we've developed a proven, 120-day approach to carefully address your needs and avoid expensive, last-minute decisions. We take the time to guide you through the renewal steps and make sure you have the right coverage at the best premium available. Schedule a call with our renewal experts so we can assist you in optimizing fleet performance. Yard Visits are a Vital Way to Understand a Fleet's Needs There's nothing like an in-person visit to get understand a fleet and its insurance needs. This value-added service from SWAN can help you avoid surprises you don't need. If your broker isn't doing the legwork and investing the time to learn about your business firsthand, that should raise a red flag. What does a SWAN yard visit look like? Each visit is tailored to each fleet. There is no cookie-cutter approach. Before the one-hour visit, we study your needs and survey the surrounding area. Typically, a team of two SWAN insurance professionals will make the visit. We'll look at the main office, meet the lead manager, tour the yard, and take photos. Because we work with many insurance carriers, our goal is to advocate for you and find the coverage that best suits your needs. Each yard visit will yield a quote for the coverage we're recommending. Contact us to schedule a visit, the most efficient way to gain the right coverage. Until then, we wish you prosperity as our industry continues to grow. Sincerely, Kevin Mealey Cross-Border Transportation Specialist SWAN Insurance Call: (858) 766-6303 | Email: kevin@swan-ins.com | Connect: LinkedIn | CA #4115839

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